For independent agents
Your clients insure their homes, cars, health, lives and income.What protects the emergency fund they haven't finished building?
Emergency Fund Gap Coverage is being designed to help independent agents identify a household liquidity exposure that sits alongside — rather than replaces — traditional insurance protection.
Why agents
It fits inside a conversation you already have.
Independent agents already discuss the topics below during a household review. An incomplete emergency fund belongs in the same conversation.
Proposed workflow
Deliberately simple.
Identify
Explain
Refer
Digital Application
Ongoing Service
The intended workflow is deliberately simple. Agents identify a potential emergency-fund gap, introduce the concept using approved materials, and direct interested customers into a digital eligibility and verification experience.
The technology should handle as much documentation, verification, servicing, and status communication as carrier and regulatory requirements allow.
Why it may matter
Three practical reasons.
A new conversation
Adds household liquidity to the risk review.
Complementary coverage
Does not require replacing the customer's existing home, auto, life, disability, or other coverage.
Digital servicing
Designed to minimize administrative burden for the producer.
Agent interest
Register your interest.
Registering is not a producer appointment, contract, offer, or commitment. Reserwell coverage is in development and is not available for sale or solicitation.